Plain-English answers to the decisions that matter.
Social Security, taxes, which account to draw from, and what happens to the money after you. Written by our advisors, no jargon, no sales pitch.
I ran a Roth conversion on $1.2 million three ways. One saved $51,000
Same couple, same $1.2 million, three Roth conversion plans. The right amount saved about $51,000. Converting too much cost more than doing nothing. How to find your amount before December 31.
ReadDo these 5 things in November or pay for it all of next year
Five year-end money moves for retirees close on December 31, and one closes December 7. Miss them and you live with the result all of next year. Who each one is for and exactly what to do.
ReadBonds or annuities in retirement? What 2022 taught us
"More bonds as you get older" worked for decades. In 2022 bonds fell right alongside stocks. Here's what bonds and annuities each actually do, what each costs you, and where each one fits.
ReadWhen should you take Social Security if your spouse is younger?
When one spouse is younger, the higher earner's claiming age decides how big the survivor's check will be, possibly for decades. Here's how to think it through.
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